To destroy small businesses and gain more assets, banks even close some companies down when they are on the brink of success (19).

Governments are printing little of the money put into circulation. Instead it is mostly put into circulation by banks, as interest bearing debt. They demand the money they create back, together with interest. Banks are therefore owning a greater percentage of the property and money in circulation, and hence are getting a greater share of the world's wealth and power. It can be said that banks are creating money for themselves. The fact that banks are creating more for themselves with our money is giving most of us less and less. It is also a major contributor towards inflation.

Banks are spending enormous sums on money on advertising to create a good image and to get customers (20). They are hurting the poor by charging them excessive bank fees. In the case of many banks you can actually lose money in a small savings account. Staff reductions, automatic teller machines and charges for over the counter service are making the cost to the banks less. At the same time the rich executives are claiming pay rises at the community's expense (21).

The chief economists, government and banks deceive the people that we need their corrupt economic policies. They say that they have to raise interest rates if inflation or employment increases. They never mention the obvious solution of cutting unnecessary costs and taxes, or acknowledge that increasing interests rates will increase costs. If banks stopped creating money for themselves, we would have much less damaging inflation. All that the increase of interest rates will do, is to send more citizens broke and cause them to lose their properties to banks and multinationals. Unnecessarily high interest rates are giving corrupt lenders, central banks and communists central power over people's lives.